How do I Convert an FHA?

The U.S. Department of Veterans Affairs–the VA–offers government-backed mortgage loans from qualifying creditors to qualified veterans and their families. The VA loan program is comparable in structure to that of the Federal Housing Administration (FHA). However, a VA loan offers additional benefits. If you are a qualifying U.S. veteran and now hold a mortgage guaranteed by the FHA, converting to a VA loan can save you significantly more income.

Determine if you are eligible for a VA loan. To be eligible, you have to be on active duty, a veteran, in the reserves, or even in the National Guard. If you are a veteran, you have to have obtained an honorable discharge. The VA also needs a minimal service time, which fluctuates depending upon your branch and also the time where you served. Review that the VA’s general principles of eligibility to see whether you fulfill the service-time requirements. Surviving spouses may also be eligible if their husbands or wives were service members or veterans who died during or because of their military support, and that would otherwise meet with the eligibility requirements. The surviving spouse cannot have remarried, however.

Locate and organize your service documents. All applicants will need their original, signed Statement of Service. If you are on active duty, you’ll need extra proof of busy status. If you are a veteran, you’ll require a backup your DD Form 214. Don’t use your original documents. Make copies and use them.

Obtain and complete VA Form 26-1880, Request for Certificate of Eligibility (Form 26-1817 for surviving spouses). You may download the form from the VA website, or call the VA office toll-free in 888-244-6711 to request a form via email. Create a duplicate of the completed form for your own records, then mail the original and copies of your support documents to the address printed on the top of the form. If you qualify, the VA will mail you a Certificate of Qualification.

Whenever you have your Certificate of Qualification, protected refinancing through a private lender that participates in the VA loan program. Entire a new home loan program with the creditor and attach copies of your most recent pay stubs and your latest income tax return. Additionally, provide your photographic analysis, your Social Security number and your Certificate of Qualification. Your creditor will take care of the process for securing VA assurance for you.

Make your home available for evaluation, which your new lender will organize. Your creditor may cover the costs of this evaluation for you; make certain to inquire beforehand. An appraiser will tour and visit your home, then prepare an account for your creditor.

Attend the closing for your new VA loan in person. Double-check the terms of your new loan to be sure the creditor didn’t change the rate of interest or loan amount. Be prepared to pay for the closing costs at this time, as you cannot roll these costs into your loan.

Pay off your FHA loan immediately after your new lender disburses the funds for your new VA loan. This may take up to a week. You’ll need to do yourself and pay right to your initial creditor for your FHA loan. Once you get your statement showing your loan is paid in full, contact your local FHA office and provide a representative with a backup.

See related

Purchase a Townhouse?

Townhouses are houses that share more or two sides except for end units. Urban or densely populated areas are the most common locations for townhouses. Townhouses straddle the difference between condominiums and single-family houses, giving a houselike environment but without the property. This has proved a desired mix for most buyers, particularly singles, young or little families and empty-nesters. Townhouse sales rose from 2.1 million in 1970 to 23.1 million in 2006, according to the Community Associations Institute.


When many townhouses in metropolitan areas can be as much as a few hundred years old, the vast majority were built beginning in the 1970s, and most are regulated by a homeowner’s association. This class sets the principles of this community and is in charge of keeping a few or all the exterior and common land. Each homeowner in the community pays a monthly or annual association fee to help fund these tasks.


Townhouse communities often have small yards which appeal to each residence, along with larger common areas like walkways and streetscapes. Most houses have their own designated parking spaces or garages. Some of the communities even feature amenities such as playgrounds, pools, tennis courts, clubhouses and other recreational places. These common areas are for the use of everyone in the community and are preserved by contractors hired by the homeowners association utilizing institution fees. Residents can enjoy the advantage of utilizing these facilities without knowledge, work and the time .


Since the institution maintains the land, residents are generally only responsible to their region of lawn, which is often fenced. Mowing, edging, planting and hedge trimming aren’t concerns, so residents can feel free to travel for long periods of time without worrying about the maintenance of their houses. Many communities even take care of routine maintenance such as painting, exterior cleaning and roof maintenance. For neighborhoods which don’t have an association, it is possible for everyone on the townhouse row to chip in together for larger maintenance issues so as to defray the price.


Townhouses attribute their own exits and entrances, so there is not any common hallway or lifts to browse when obtaining the home. This also means that townhouse residents have more solitude and quiet than condo owners, while also enjoying more safety benefits than many single-family homeowners, such as near neighbors watching the property and community.


Since there isn’t a large plot of land attached to each residence, and construction components such as walls and foundations are shared, many townhouses offer more square footage for the price. Most townhouses offer multilevel dwelling, which provides exactly the same feel as single-family home living at a lower price. This makes the largest difference in urban regions, where land price makes private houses with acreage for many men and women.

See related

How Can I Borrow After Foreclosure?

Foreclosure is a mentally and financially catastrophic event, but it’s not the endresult. When you have been through a foreclosure, or are about to undergo foreclosure, know it is possible to acquire a mortgage . With a little effort, diligence and discipline, you can rebuild your credit rating, qualify for loans with market interest rates and also own your own house again–in under the seven to ten years it takes for your own foreclosure to fall off your credit report.

Find a copy of your credit report and check it for accuracy. Guarantee that the month of your finished foreclosure is noted on the report for future record. Make a list of the outstanding debts you find on the report.

Talk to a credit-counseling bureau, financial adviser or accountant to get your finances in order and to establish a monthly budget. Lenders are searching for one to learn from the mistake and act more financially responsible following your foreclosure.

Settle any outstanding debts, especially ones with late payments, collections, judgments or liens, and pay down credit cards. Call your creditors and negotiate repayment conditions, then stick to them–save money order stubs as evidence of your adherence. Provided that you follow the agreed conditions, your creditors can no longer report negatively from you and you may start fresh.

Research filing for bankruptcy if you cannot come to terms with creditors or are unable to settle your debts. Consult with an experienced bankruptcy attorney to find out if bankruptcy is the ideal solution for you.

Pay all bills on time, especially any remaining open credit card accounts or loans you might have. Lenders will want to see blank credit with no late payments following the time of the foreclosure in order to give you a new mortgage or loan.

Use credit cards for small purchases on a regular basis and pay off the accounts in full each month. Do not let your cards turn into”maxed out,” since this shows lenders that you’ve not learned monetary responsibility. Paying off the full balance each month will even help you avoid paying the high interest rate your cards will be prone to charge following the foreclosure.

Save money for a deposit, whether for a car, home or other big purchase. Having money to put down provides you with a danger in a lender’s eyes.

Apply for installment loans such as car loans with the anticipation of being supplied higher-than-normal interest rates. As you construct a history of paying them promptly, you’ll be able to receive better terms. You might also go to a”buy here-pay here” establishment that offers credit to high-risk borrowers with bankruptcies and foreclosures on their records.

Apply for a Federal Housing Authority (FHA) or the Department of Veterans’ Affairs (VA) home loan following three years or a traditional loan following four or five years. FHA or VA loans are a better option than traditional loans for individuals who have a troubled credit history as they’re flexible in their own credit guidelines and will not penalize you with a higher interest rate for a poor credit history. They typically carry an interest rate about 0.5 percent higher than the market rate on a traditional loan.

See related

How to Calculate Payments for a First-Time Home Buyer

Since a home is probably the single largest and most important purchase the first-time home buyer will make, he must seek out a cheap monthly payment. Start with evaluating monthly income and expenses to ascertain how much he could comfortably manage. He should also consider additional expenses associated with homeownership, such as homeowner’s insurance, property taxes and, in some cases, private mortgage insurance.

Assume principal (amount borrowed) of $100,000, a 5% interest rate and a 30-year, fixed-rate mortgage. Assume an annual homeowner’s insurance premium or $1,000 and annual property taxes of $1,500. The formula for computing a monthly mortgage payment is M = P [I (1 +I) ^ n] / [(1 +I) ^ n — 1]. M is the monthly principal and interest P is the principal I is the interest rate n is the total number of payments Some numbers in the instance have been rounded for simplicity.

Divide the interest rate (5 percent) by the number of interest periods each year (12) to find an interest rate a period of 0.4 percentage. Substitute 0.004 for in the formulation. Add 1 and 0.004 to return 1.004. M = P [i (1 + i) ^ n] / [(1 + i) ^ n — 1] = P [0.004 (1 + 0.004) ^ n] / [(1 + 0.004) ^ n — 1] = P (0.004 x 1.004 ^ n) / (1.004 ^ n — 1)

Determine the total number payments over the life span of the mortgage (n) by multiplying the number of payments each year (12) by the period of the mortgage (30 years) to yield 360. Substitute 360 for n, and raise (1.004) into the 360th power to yield 4.2. M = P (0.004 x 1.004 ^ n ) / (1.004 ^ n — 1) = P (0.004 x 1.004 ^ 360) / (1.004 ^ 360 — 1) = P (0.004 x 4.2 ) / (4.2 — 1)

Multiply 0.004 by 4.2 to yield 0.017. Subtract 1 in 4.2 for a difference of 3.2. Divide 0.017 by 3.2 to return 0.005. M = P (0.017 / / 3.2) = P x 0.005

Multiply $100,000 by 0.005 to afford $500. The principal and interest part of the mortgage is $500 a month. M = $100,000 x 0.005 = $500

Divide the homeowner’s insurance premium and property tax by 12 to yield $83.33 and $125 a month, respectively. Add monthly insurance and property tax to interest and principal for a total monthly payment of $708.33.

See related

Guest Groups: Bamboo for Everyone

Bamboo has had a revival in the past several decades. It used to be that the distinctive look of bamboo only functioned for ’70s-themed interiors (think faux bamboo coffee tables) and organic salad bars (think massive swathes of bamboo). But now bamboo comes in a variety of guises, making it a desirable selection for various decorating styles. The fact that it is a renewable material also adds to its allure. I really like its clean lines and super-smooth feel and discover that I gravitate toward modern bamboo bits. However, the fact is, there’s probably a bamboo merchandise out there for everybody. — Lucy from Four Walls and a Roof


Bamboo Float Armright Chair With End Table – $1,455

This chair is actually a portion of a sectional. While it looks to be an obvious option for a commercial interior, I could even envision it looking magnificent in a spacious summery house with lots of windows.


Laminated Wood/Bamboo Trays

Quirky shapes along with a rainbow of colors — what could be more attractive?


Magnolia Nesting Tables With Tiger Inlay

These smart nesting tables have an inlaid part of stripy bamboo, making them distinctive bits for many living rooms.


Kalon Studios Unit 2 – $220

I love this shelf unit. It’s room for both concealed and display storage and also has knife slots in the top. It’s ideal for adding some zest into an earthy kitchen.


Currant Six Drawer Dresser

You’d never know this chest was made from bamboo. The midcentury black and lines blot seem like teak.


Bamboo Storage Cabinet from Maddox Street Studio – $1,575

Here’s a bamboo basic. I like the way the grain of the bamboo adds interest and texture around the border of the door. It really much retains with the current mixed-materials trend.

MoMA Store

Bamboo Desk Clock

End grain bamboo produces a pixelated look for this clever alternative to a digital clock.


Blocks Nesting Stools – $750

Bamboo is mild, so it functions well as modular and movable bits like these stacking cubes. They’d look great as end tables, but the concept of utilizing these for toys is excellent also.


Salad Bowl – $38

We have seen bamboo bowls before, but I really like this two-tone version. They come in numerous colors, and some have colour on the inside and bamboo on the outside. You could set a really delighted table with them.


Bamboo DeLights Candle Holders – $9

The smooth feel of bamboo is ideal for these tiny pebble candleholders. They’d make a wonderful hostess gift also.


Buddy Owl Bamboo Wall Clock by Decoylab – $68

I just love these laser cut pine clocks. This little owl is my favorite.

Rian Rae

Bamboo Cloud Chandelier – $990

I would never have guessed these light fixtures were made from bamboo. The white one is spectacular. I really like the natural shape and the way it filters the light to create a warm glow.


Gemmy Bamboo Lantern Mini Light String – $12.98

As an alternate to gaudy string lights, these modest bamboo ones would be ideal for adding some nature-inspired decor to a joyous event.


Bath Group Square Above Counter Sink

Bamboo’s properties make it appropriate for use in toilets also. This basin would be fantastic on a thick white Caesarstone countertop.


Honey Bamboo Strand Flooring

Years ago I had a bad experience with bamboo flooring: They revealed every dent and divet. However, I know the merchandise has improved, therefore this gorgeous honey-toned flooring is now a fantastic alternative.

Six Space

Nest In Bamboo Viscose Solid Throw Blanket – $140

You’ve probably seen bamboo fabrics around. They are amazingly soft and create good throws, but there’s some debate within the ecofriendliness of those materials. It seems the procedure for creating rayon from bamboo fibers is not good for the planet.


Veneerware Round Plates – $7.50

I like using these bamboo plates in picnics and barbecues as a stylish alternative to the paper variety. I find you can get away with using them a couple of times also.


Maru by Wasara Dinnerware – $8

These single-use plates are made of an assortment of materials including bamboo. They create a remarkably elegant alternative to normal paper tableware.


Children’ Utensils – $18

Bamboo is often employed for children’ products because it is cost-effective, safe and light. This mini cooking utensil set is just adorable for encouraging children to help out in the kitchen.


Ross Lovegrove Bamboo Bicycle

And finally — who would have thought — a bamboo bicycle! It’s just the matter for the ecoconscious cyclist who’s fallen for the bamboo fad.

Next: 20 Best Online Ecofriendly Shops

See related

Guest Picks: A Transitional Look for a Living Room

I’m working on a project at the moment that integrates both conventional and midcentury modern styles. The general look is transitional, or traditional with a contemporary twist. I enjoy designing transitional interiors because they permit you to play various styles — excellent for those people with multiple design styles! In this case, I’m combining a love of feminine and tasteful furnishings in shades of crimson and red, and a desire to upgrade the space with contemporary and modern influences, all in an open-plan town flat constructed in the 1940s.

To pull it together, I have created some rep by looking for furnishings and accessories with similar colors, shapes and finishes. Inside this ideabook, I thought I’d round up a few of the products which are inspiring the scheme. — Lucy from Four Walls and a Roof

Manuel Garcia

Snowdrop Armchair, Coral House Textured Cotton – GBP 540

The starting point is a statement piece that brings together the other elements of this space. This coral seat is ideal. It has a traditional shape with curved arms and turned-wood thighs, but it’s updated with an eye-popping fabric.


Kelly Wearstler Bengal Bazaar Pillow Covers By Aurelia6311 – $100

One of these cushions in Kelly Wearstler’s fabric would look amazing on the armchair. It is a fabric that works well in a transitional interior, as it is influenced by ikat fabrics re-imagined in these gorgeous pink and apricot shades.


Vintage Barrel Back Chairs by Liven UP Design – $400

An alternate is to supply vintage armchairs and have them reupholstered. I like the form of these seats. The back back and curved legs are somewhat conventional, but they still look comfortable and generously proportioned.

Inside fabric

Watermelon Fabric – $40.53

This watermelon-colored velvet would look great on the classic chairs. Velvet is conventional, but the colour is a contemporary shade of pink without being as fearless as fuchsia.


KLIPPAN Two-Seat Sofa, Alme White – GBP 135

If the seats will be a conventional shape, I’d choose a simple contemporary sofa. The Ikea Klippan sofa in white is perfect because it’s so affordable. I think of it as the insides equivalent of a timeless little black dress, best accessorized with classic jewelry.


Estelle Prettypegs, Teak Style

If you don’t like the legs on the sofa, a great choice is that this set of legs made to fit Ikea furniture. They are available in a variety of colors and a selection of styles, including these midcentury tapered legs. If you fancy pink turned-wood legs in your white sofa, this is the way to get it done!

Kirsten Hecktermann

CORAL Cushion – GBP 48

While the seats are dressed with contemporary pillows, the contemporary sofa can be accented with conventional pillows. I love these hand-dyed velvet pillows in various shades of pink.

Laura Ashley

Freshford Poppy Red Cushion – GBP 34.56

The smallest touch of floral could be introduced at a cushion. All these poppies are embroidered, therefore they’re more contemporary than the usual chintz fabric would be.

The Supply Collection

Faux Bois Drinks Table – $775

Elements of brass and gold aid a space mix eras effortlessly. I would love to see this fairly twig table between a pair of those coral armchairs.

Pottery Barn

Newberry Pedestal Table – Pottery Barn – $399

To complement the golden table, I’ll probably incorporate a turned-wood table which has a conventional form.


Zuri Coffee Table

The coffee table could maintain a warm timber, in this case teak, but I would choose a midcentury form. The marquetry provides a degree of craftsmanship and timelessness.

Layla Grayce

One of a Kind Vintage Coffee Table Blonde Gilt – $990

This French-inspired console is very conventional, but its slender lines and touch of golden imply it would be a decorative accent in a transitional interior.

Contemporary Wall Mirrors – $499

This mirror is a simpler, more contemporary interpretation of a starburst mirror. Its antiqued metal finish would work well.

Ballard Designs

Herringbone Sisal Rug – $299

Timeless principles are a fantastic alternative for large bits such as rugs. A honey-colored sisal rug will complement the warm colour scheme and pull the room together.

Layla Grayce

Tritter Feefer Home Collection Baluster Dining Table – $1,798

For your dining area, I enjoy this pedestal table. It has a rather heavy look, but it comes in numerous endings, which means that you may decide on a lighter one such as this to deliver the look up to date.

Cost Plus World Market

Linen Hayden Dining Chair – $179.99

Vintage upholstered dining chairs set comfort first and encourage post-dinner conversation. These are very affordable possibilities, and I enjoy the tailored shape, which works well with both traditional and contemporary accessories.


Vinyl Tree Wall Decal by Wall Decal Depot – $78

While chinoiserie is usually related to conventional, even stately, insides, a decal is a more contemporary method to incorporate quite chinoiserie designs. I would like to get this done in gold from a dark gray wall in the dining room.

Lamps Plus

Possini Euro Design White Flower Pendant Chandelier – $259.99

This blossom necklace would look stunning against the darkened walls and would complement the decal. It is undoubtedly a contemporary piece, but the floral shape ties it into the conventional elements of this plot.

West Elm

Turning Pendant, White/Natural – $149

An alternative would be this easy drum color. The wood-turned base dresses up the entire fixture and repeats the shapes of the table and pedestal table.


Cleo Table Lamp – $329

I love that this table lamp combines a traditional finial, an easy white color and contemporary gold base. It is ideal as the finishing touch to the dining area.

Next: So Your Style Is: Transitional

See related

Growing Plants With LEDs vs. Other Light Sources

Thanks to their energy efficiency and long useful life span, light-emitting diodes are an attractive option for use in indoor plant-growing contexts as compared with less efficient lighting technologies. LED grow light technology is in its infancy, however, and some of the potential advantages of LEDs for plant propagation have yet to be fully realized.

Light Wavelengths

Plants grow best when they receive light from specific parts of the visible electromagnetic spectrum; in particular, photosynthesis works best when plants get light from the red and blue ends of the spectrum. Some lighting technologies produce light that falls mainly outside of this range; high-pressure sodium lights, for example, produce mostly yellow light. While innovations in the design of fluorescent, high-pressure sodium and other light sources are resulting in lamps that produce a more effective spectrum of wavelengths, those produced by LEDs are more easily targeted, making it theoretically easier to tune LED arrays to produce the best light for plant growth.


Compared with other light sources, LEDs radiate very little heat along with the light they produce. This can be an advantage in a situation where heat-producing lights could raise the temperature in the growing room beyond a level that’s healthy for the plants. However, in a situation where the heat produced by lighting is a bonus — such as in an unheated greenhouse during cold weather — LEDs don’t have much to offer.

Energy Usage

LEDs are very efficient as they convert electricity to light, much more so than other grow light technologies. In theory, this efficiency should translate to much lower operating costs for LED arrays compared with other light sources. Factors other than the efficiency of the LEDs can cut into those savings, however. For example, even though LEDs radiate very little heat, the diodes themselves heat up when they operate, and they must be cooled in order to prevent their failure; active cooling systems in some arrays consume energy, resulting in a substantial increase in their operating cost.


LED lights are extremely long-lived; they can last 50,000 hours or more before they fail, and some LEDs may last as long as 100,000 hours. Most other types of grow lights, including fluorescents, metal halide lamps, and high-pressure sodium lights, have a life span of between 10,000 and 20,000 hours. Incandescent lamps are much shorter-lived than other lighting technologies; some incandescent lamps fail in as little as 750 hours. The longevity of LEDs makes their relatively high initial cost less of a disadvantage.

See related

Overview of Gravley DSP 21 Lawnmower

The Gravely DSP 21 is a 21-inch walk-behind lawn mower equipped with a premium Honda engine plus a self-propulsion system. Although positioned as a high-end or commercial consumer grade mower, the DSP 21 was also promoted under the brand of Gravely’s parent company, Ariens. As of 2014, the DSP 21 is no longer manufactured and has been replaced in both the Gravely and Ariens product lines.

Engine and Drive

The DSP 21 is equipped with a 5.5 horsepower Honda GCV engine. It sports a typical recoil starting system, not an electric start, plus a 1.2-quart gas tank. The mower’s variable-speed propulsion is heavily variable via a handle-mounted lever, and its basic blade-stop safety feature operates via a lever on the handle that shuts off the engine if the handle is released.

Mower Deck

The mower’s 21-inch deck is created from thick 14-gauge stamped steel, and the lip of the deck is rolled under to get a smooth, durable edge. The deck’s cutting height is flexible, in seven increments of only under 1/2 inch between 1 and 4 inches. The machine is equipped with a mulching blade, and it can be configured for either mulching, bagging or side discharge. In general, without fuel, the machine weighs 97 lbs.

New Gravely Designs

As of 2014, the Gravely version whose specifications are nearest to those of the DSP 21 is the new XD3 version. Like the DSP 21, the XD3 comes with 21-inch stamped steel deck and self-propulsion. The self-propelled variant of the XD3 is powered by a 175 cc Subaru EA175V engine; a less costly non-self-propelled version is equipped with a 159 cc Gravely-branded engine. Upgrades in the DSP 21 comprise a whirlpool bathtub and an improved deck modification mechanism.

Ariens Designs

Throughout the Gravely DSP 21’s production runthe same mower was marketed under the Ariens brand as the Bladerunner DSP 21. The Bladerunner had equal specifications to the Gravely mower, and it was also equipped with the Honda GCV engine. In the 2014 Ariens lineup, the comparable model is the Classic LM 21 S, which can be powered with a 179 cc Kawasaki FJ180V engine and a variable-speed self-propulsion system. The Ariens Razor self-propelled also has similar specs, but it’s outfitted with a 159 cc Ariens-branded engine.

See related

What Type of Mix Can You Work With in a Stihl Chain Saw?

Stihl gasoline-engine chain saws are powered by two-cycle motors that operate on a combination of gasoline and lubricating oil. The oil and gas must be blended in the appropriate proportions or motor operation will suffer. Attempting to follow fuel-mixing instructions could also lead to piston seizing and other permanent, costly engine damage.

50-to-1 Mixture

The gas-oil mix for a Stihl chain saw is 50 to1. That is equivalent to 2.5 fluid oz of low ash two-cycle engine oil per 1 gallon of mid-grade gasoline with an 89 octane rating and no more than 10 percent ethanol. When mixing, pour the oil into the container and then add the gasoline. Shake well to combine them thoroughly.

See related

How to Disinfect & Deodorize Colored Towels

Unlike conventional white towels, colored towels’ laundering labels often have finicky instructions, such as not to use bleach or hot water. This can leave you wondering how to disinfect and deodorize them. When you climb out of the bathtub or step out of the shower, a tidy, non-funky-smelling towel is really a welcome commodity. Freshen and sanitize your coloured towels at label-suggested warm or cool water, and with no harsh chemicals, to get a “funk-free” clean.

Sodium Bicarbonate, aka Baking Soda

Baking soda can clean away bad smells from nearly anythingelse. Add a half-cup or so of baking soda to a clean load of towels along with gentle laundry detergent. Always use a modest number of gentle soap to clean towels to allow them to last longer, and skip the fabric softener to get much more absorbent fibers, advises that the Towels from Gus website. Baking soda is a natural, pH-balancing material that doesn’t just cover or mask a bad smell – it neutralizes it. Whether an offensive smell remains, don’t dry the towels, but instantly repeat the washing procedure once or twice.

Lemon Fresh and Germ Free

Lemon has disinfecting qualities, but also has minor bleaching qualities, so use it carefully to clean dark- or light-colored towels. Add about a half-cup of lemon juice along with your normal laundry soap to the clean water, and allow your machine agitate or mix for a couple of seconds before adding the towels. If you have a front-loading machine, then use a bathtub to presoak your towels at pre-mixed lemon water; then squeeze out much of the water before laundering as usual. Always pretest a towel — or less expensive matching facecloth — for color fastness, and launder like-colored items together to avoid a color-bleeding calamity.

Odor & Germs, Meet Vinegar

Like lemon juice, white vinegar contains minor bleaching qualities. Use it instead of lemon juice, and along with bleach-free laundry soap. If a musty odor remains, repeat the washing procedure. If a vinegar scent is evident, then run the load via an extra clear-water rinse cycle.

Avoid the Funk

To keep towels out of creating a funky or musty smell, hang them up to dry instantly after each use. In even a couple of hours, a damp, bunched towel is the perfect breeding ground for mold spores. Wash towels frequently, but do not store damp towels in the hamper until wash day; mold thrives in damp, dark places, such as hampers. Hang them over the edge of the hamper, bathtub or shower stall to dry prior to placing them inside. Along the same lines, make sure your laundered towels are fully dry before you bend and store them away. Sometimes, add 1/4 cup of vinegar, lemon juice or color-safe bleach to the wash water to help keep your towels odor- and germ-free.

See related

Copyright h o m e s t a y b e i j i n g 2 0 0 8 2022